Maintaining a good credit score is vital if you want to access affordable credit, as lenders use your credit score to decide whether or not to lend to you. The higher your credit score, the better. New credit inquiries – especially a lot of them...
If you’re looking to boost your home’s entertainment potential this summer, start by making some home improvements that can turn your home into a place your family won’t ever want to leave. Follow these useful tips to get your summer home renovation off the ground...
Money is often a source of angst, and even more so in the current economic climate. Loss of income, ongoing bills that need to be paid, or an unknown financial outlook: The impact of the global pandemic has left many New Zealand households facing significant...
If your personal circumstances have recently changed or there has been a downward shift in interest rates, refinancing your loan may be the right option for you. When you refinance your loan, you replace your existing loan with a new loan that pays off the...
Car auctions are still one of the most cost effective ways to buy a car in New Zealand. Particularly if you’re on a budget or you’re looking for something a little more specialised like a collectors’ item or a vintage car. Typically, cars sold at auction...
Everyone loves saving money, especially when it comes to most homeowners’ largest financial commitment: the mortgage. With mortgage rates being historically low at the moment, there is no better time to check if refinancing makes sense to you. Not to mention that refinancing can also...
If you get to a point in your life where homeownership could be possible, after years living with your parents or flatmates, you have a big decision to make. There are many reasons why buying a house yourself can be a great idea, and here...
Is a bad credit score stopping you from securing finance? The fact is, it can be challenging getting finance with a bad credit score; many lenders are hesitant to lend to those with a bad credit history, or they may charge higher interest rates to...
If you’re shopping around for a new or a “new-to-you” car, it’s a good idea to get car finance pre-approval first. Pre-approved car loans let you know in advance how much you can borrow up to an agreed amount, which means you know exactly how...
Your wedding day should be the happiest day of your life: a day of celebration to be shared with friends and family, and one to be remembered in the years ahead. All too often though, it ends up being one of the most stressful days...
