When it comes to getting a mortgage, saving a deposit can be a struggle - and it takes time. Generally, you will need a 20% deposit to purchase a property in NZ. However, lenders can, and do, lend more than 80% of the property’s value on...
It’s a fresh new year and no better time to review your current financial situation and to plan some improvements that will set you up for an even better year ahead. When it comes to car finance and car loans, a lot can change in 12...
When it comes to finance and loans, having a good credit score is vital. Every time you apply for credit – be it anything from a phone or electricity account to a personal loan, car finance or mortgage – lenders use your credit score to...
The holidays may be a distant memory but unfortunately the Christmas debt hangover still lingers on. If you’re like many people, you probably managed to rack up a sizeable debt over the holidays. The cost of entertainment, meals and drinks, gifts and travel can quickly...
When you’re trying to sell a house and buy your next place at the same time, things can get hard - with property research and paperwork to be done, finance solutions required, it can be extremely stressful to move properties. However, with a little preparation, it’s...
Sometimes life doesn’t work out quite the way you planned. When things go wrong, surprise expenses can be stressful if you’re not financially prepared to deal with them. In times like this, you may need a little extra cash to help cover those unexpected costs. Whether...
When you’re looking to buy a car, there are a number of decisions you’ll need to make. The type of vehicle you want and how much you have to spend are just two of those decisions. You’ll also need to choose who you plan to buy...
Purchasing a home is exciting. However, taking on that massive mortgage can prevent you from living your best life. If you want to pay off your mortgage ahead of schedule, here are some top tips to help you get there. Make your loan repayments fortnightly instead...
Home renovations are fairly common and a great way to update your home and increase property value. In most cases, renovations are big projects and it pays to be well prepared. If you’re about to embark on a major renovation, ask yourself the following 3...
The holiday season is almost upon us and while it’s incredibly fun shopping for Christmas, it can also be super stressful. For many people, Christmas is a time filled with pressure, debt and questionable financial decisions. Too often we become overloaded with commitments that push...
