From 8.99%
1 to 7 years
5-10 minutes
Fast and simple
Buying a tiny home is an exciting step. Whether you’re planning a simpler lifestyle, adding accommodation to your property, or considering a tiny home as a rental, understanding your finance options can help you plan with confidence.
At Max Loans, we help you explore finance options through our panel of lenders. We’ll look at your circumstances, discuss the options that may be available, and help you understand the next steps.
You don’t need to have everything figured out before getting in touch. Whether you’ve already chosen your tiny home or are still exploring ideas, we’re here to help.
We work with multiple lenders, helping you explore finance options suited to your circumstances and each lender’s criteria.
Some lenders require the base or foundation to be completed before releasing funds, meaning customers may need to arrange additional funds upfront. With Max Loans, eligible customers may have funds released once finance is approved and contracts are signed, without waiting for the base to be completed.
Eligible customers may be able to finance their tiny home without needing to pay a deposit upfront helping reduce the upfront cost barrier for potential buyers, making it easier to explore purchasing a tiny home.
We can offer flexible finance solutions for your tiny home, with loans of up to $200,000 available on a secured or unsecured basis. If the tiny home itself cannot be offered as security, we may also be able to consider alternative security such as a vehicle, boat or caravan.
Spread the cost of your tiny home over a repayment term of up to seven years, subject to lender approval and the available loan product.
For eligible customers, a three-month deferred payment option may be available, subject to lender approval and terms. If you’re purchasing a tiny home to use as a rental, this may provide additional time to prepare the property for use before repayments begin.
If you already have a potential tenant, a signed rental agreement may be considered as evidence of potential rental income when assessing your ability to meet repayments. Acceptance depends on the lender’s criteria and assessment.
Finance is only one part of buying a tiny home. Depending on your requirements, you may also need to consider insurance for transport and the home itself. We can help you explore available insurance options and understand what to consider before your tiny home is delivered or put into use.
When buying a tiny home, it’s worth considering insurance early in the process.
The cover you need may depend on whether your tiny home is on wheels, where it will be located, how it will be transported and how you intend to use it.
If your tiny home needs to be transported to your property, ask about available transport insurance and whether the proposed journey and circumstances are covered.
Depending on the type and use of your tiny home, you may need to explore appropriate insurance for the structure and its contents. Confirm the available cover, conditions and exclusions with the insurer before making a decision.
Whether you’re buying your first tiny home or planning your next investment, Max Loans can help you understand the finance options that may be available.
Get in touch with our team to discuss your plans and take the next step towards your tiny home.
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