We all know the feeling: that sinking sensation of vulnerability that comes with a credit check. A bad credit score can have a dramatic effect on your future financial opportunities and make it harder to secure personal loans. So, what do you do if you...
A credit report is vital for practicing smart finance NZ wide, but many in New Zealand are in the dark because they don’t know where and how to request it. Do you know how to get your hands on your credit score? Fortunately, requesting your...
Applying for a car loan can look like really tricky business. Maybe you’re a graduating student, maybe you work in trade, or maybe you’re just entering the workforce. Either way, you are stepping out into the real, working world, and you need a car to...
Do you know your New Zealand credit score? If not, you’re not alone, but credit ratings are an important part of New Zealand finance. Your credit score will help lenders determine how likely you are to repay your loans. They have the power to influence...
Many people across New Zealand refinance their home loan every year. While paying off an existing home loan with a new one might seem like a simple concept, it isn’t always easy. Fortunately, the finance market in NZ has options if you know what to...
When you want to make any kind of financial decision, the smart thing to do is to shop around until you find the best price, service or deal. Often, this involves kicking the tires with a few different companies or service providers until you find...
You know it’s true. Personal loan applications can be a stressful undertaking. But what if we told you it didn’t have to be so intimidating? People pursue personal loans for a variety of reasons: debt consolidation, home improvement plans, business investments, weddings (and honeymoons, of course),...
The truth about credit scores is that we all know we have one but few of us know how exactly we got it. Sure, we know when we miss bills or default on loans, our credit score goes down, and when we successfully pay debts,...
