Stuck in a trap of paying back debt? You’re not alone. If you’re concerned about how you’re going to clear expensive credit card debt or manage those buy now, pay later credit purchases, here is our step-by-step guide to getting your debt under control. Step 1:...
The countdown to the holiday season has begun. When it comes to preparing for the upcoming holiday season, a little bit of planning goes a long way. And being careful not to overspend helps avoid financial stress. Start the new year without any regrets of...
Borrowing money and taking on debt is for many people the only way to afford to buy those important big-ticket items – like a house or a car. But before you take on any debt, it’s a good idea to assess whether it’s good debt...
Sometimes things happen and you need cash in a hurry. Like urgent repairs to your car when it breaks down. An emergency medical treatment. Or a home renovation project that simply can’t wait. Personal loans are ideal for any of these situations. They can be...
Holiday debt is a reality for many people every year, having overspent on gifts for loved ones, entertainment and holiday celebrations. This year, with the added strain on finances due to the economic effects of a global pandemic, lingering debt can feel even more stressful....
Money is often a source of angst, and even more so in the current economic climate. Loss of income, ongoing bills that need to be paid, or an unknown financial outlook: The impact of the global pandemic has left many New Zealand households facing significant...
If your personal circumstances have recently changed or there has been a downward shift in interest rates, refinancing your loan may be the right option for you. When you refinance your loan, you replace your existing loan with a new loan that pays off the...
The holidays may be a distant memory but unfortunately the Christmas debt hangover still lingers on. If you’re like many people, you probably managed to rack up a sizeable debt over the holidays. The cost of entertainment, meals and drinks, gifts and travel can quickly...
The holiday season is almost upon us and while it’s incredibly fun shopping for Christmas, it can also be super stressful. For many people, Christmas is a time filled with pressure, debt and questionable financial decisions. Too often we become overloaded with commitments that push...
For many, a debt consolidation loan seems like a solution for other people with more financial know-how. This is an unfortunate misconception. The reality is, debt consolidation is a practical and effective means to regain control of your finances. If you’re struggling with overdue bills, credit...
