Personal Loan Top-Ups

Apply for a top-up

Tell us a little bit and we will be in touch.

First Name

Last Name

Contact Number

Your Email

Preferred Contact Method

How much would you like to borrow?

What would you use the top-up for?

If your circumstances have changed, for example, you have renewed your ID, changed your address or other contact details, please let us know.

Are you an existing customer of Max Loans? Looking for some extra money to achieve another goal in life? A personal loan top-up may just be what you need. Read on to find out more!



What is a personal loan top-up?


As life changes, so do your financial needs. Sometimes, you may need another helping hand to fulfil your financial requirements. A personal loan top-up is a type of financial assistance that allows you to borrow more money on your existing personal loan to meet your needs. The best things about getting additional funds with the same lender are that you don’t need to go through any lengthy application process, and you have more of a chance of getting your loan approved. After all, your lender knows your credit history and had already approved a loan for you based on your conditions.


A top-up can be used for anything, as long as it’s personal. For example, you can use it to:



How can Max Loans help? 


At Max Loans, we make it our mission to provide maximum service with minimum fuss to our customers, and we really want to work with you to ensure you are doing well at managing your on-going financial needs and budget.


If you have an existing loan sourced through us and need a bit extra, we can help liaise with the lender who approved your previous loan and do all the work for you to help you get the funds you need. Basically, we will take a look at your payment history and do an affordability assessment to make a decision on your top-up application. We promise to evaluate all of your details as soon as we receive your application, so you can rest assured that you won’t be left waiting around for an answer.



How do I qualify for a top-up? 


If you have successfully maintained at least 5 months consecutive repayments on your personal loan, we may be able to assist with a loan top-up. However, top-up applications will be assessed individually, and there are other factors that may affect the result.



How to apply for a top-up? 


It’s simple. Because we already have your personal details on file, you don’t need to complete our standard application form again. Simply fill out our easy top-up application form and we will take care of the rest.



How much can I borrow?


There are many factors that can affect the amount you are able to borrow, including

  • the purpose of the top-up
  • your ability to meet the repayments
  • the security you have


The easiest way to get an idea of how much you can borrow is to talk to us. Just keep in mind that generally the minimum top-up amount is $500, however, we will try to accommodate you as best as possible.



Contact Max Loans today


To find out more about personal loan top-ups and how Max Loans can help with your specific situation, please email us or give us a call on 0508 629 5626!

Latest personal loan news & tips

  • Young couple painting walls in their house
    Tips For Summer Home Renovations

    If you’re looking to boost your home’s entertainment potential this summer, start by making some home improvements that can turn your home into a place your family won’t ever want to leave. Follow these useful tips to get your summer home renovation off the ground......

  • Crumpled paper balls and Man’s hand with black writing word “stress”
    Coping With Financial Stress: What Are My Options

    Money is often a source of angst, and even more so in the current economic climate. Loss of income, ongoing bills that need to be paid, or an unknown financial outlook: The impact of the global pandemic has left many New Zealand households facing significant......

Read More

Find out what you can get using our handy loan calculator