What we do is take your debts, whether they be credit cards, HP’s or even money you owe to family, and then pay them off with a debt consolidation loan. That means you end up with just one loan to pay and in most cases at a lower fixed interest rate. Plus, this loan has a set end date meaning that you’ll know exactly when it will be paid back by.
Remember that if you want to do a range of things with your finance, consolidating debt and getting a loan for a holiday for example, thats no problem at all. You aren’t limited to just the loan types you see here. Don’t forget that we can also use a home as security – this may be yours or someone else that you know who is willing to be a guarantor.
If you meet the credit criteria then it’s likely security won’t be needed. But if it is then we might be able to use something like a car.
Find out what you can get using our handy loan calculator