With Christmas shopping to get through, parties and events to attend, and holidays to plan, it’s highly likely your credit score isn’t at the top of your list of things to think about during the holiday season. Unfortunately, getting caught up in the frenzy of the...
In today’s market, getting a home loan can be challenging if you have bad credit. Generally, banks are less inclined to approve your home loan application if you don’t have a solid credit history. However, that doesn’t mean it’s impossible to make your homeownership dreams a...
The great thing about personal loans is that you can use them for just about anything. Whether it’s renovating your property, provide financing for a newer vehicle, or any other personal financial obligation that needs immediate attention, personal loans can be a great help to your finances...
As the days get longer and the weather warms up, many homeowners begin planning their summer home renovations. While undertaking a home renovation project can be an exciting and rewarding experience, it can also be incredibly stressful and fraught with problems. Poor preparation, a lack of...
Maintaining a good credit score is more important than you think. Under New Zealand’s Comprehensive Credit Reporting system, both positive and negative data is collected by credit bureaus in your credit file and can be used by credit providers when making a credit decision. If you...
Mortgage interest rates have dropped to an extremely low level, and now it’s a great time to consider refinancing into a better home loan. To help you get an idea of whether it makes sense to refinance your home loan, we’ve listed the pros and...
Property investment is a popular way of building wealth, however, just like all investments, it is not an easy and profitable venture and requires careful consideration. There are a number of mistakes that stop investors from achieving their investment goals. To help you stay on...
The day your pay cheque arrives may present highly anticipated opportunities to splurge on an extra nice meal or to go out to the movies, but it also presents the need to practise restraint and exercise some self-discipline. Not all of us have heaps of...
If you currently have a car loan, you may want to consider refinancing to improve loan terms, and lessen your financial burden. Refinancing a car loan involves obtaining a new loan to pay off the balance of your current car loan. People refinance to score...
Personal loans are beneficial for numerous reasons. They’re designed to provide you with the money you need quickly, along with the opportunity to pay it off on a short-term basis. This means that the sooner you pay back your loan, the less you pay in...
