Planning a Christmas getaway, but struggling to save up the cash? Using holiday loans to help pay for your holiday and travel-related expenses can be a smart financial move. To help you decide if holiday loans are right for you, find out what holiday loans...
Marriage may be the joining of two people in love, but it can also bring financial ties that have a lasting impact. If you’re looking to secure personal loans, you may be wondering how your spouse’s bad credit and debt situation could influence your own...
Around the world and here in New Zealand, the cost of goods and services, such as fuel, groceries and utilities, has continued to rise, making it increasingly harder for families and individuals to manage living costs and juggle existing debt. But with careful planning and...
When it comes to renovating a rental property, investing your money in the right upgrades will ensure you get maximum return on your investment. A well-renovated rental property usually attracts higher quality tenants and often demands higher rental payments. Unlike a home renovation project that...
Ready to escape the winter blues? Whether you’re planning to revamp your home with a winter renovation project or dreaming of getting away on a winter holiday, take a look at these helpful tips to get the most out of the winter weather, along with...
Buying a used car is a great option for those looking to save money. Not only are the initial costs of a used car much lower, but there may also be savings when it comes to car insurance and car finance. However, before jumping into...
It can be challenging getting personal loans as a visa holder in New Zealand. Whether it’s because you’re unfamiliar with New Zealand’s credit system, you have no credit history, you’re unsure of which lenders to apply with, or the validity of your visa is holding...
Most parents breathe a sigh of relief at the end of the school holidays and look forward to having children back at school. But back to school can be a stressful time for many parents in New Zealand. The overwhelming cost of school shoes, lunchtime...
Credit defaults can have a major impact on your ability to access credit. Lenders view credit defaults as an indication that you’ve struggled to repay debt in the past. And they may decide not to approve future credit applications. While credit defaults cannot be removed...
Debt consolidation can help simplify your finances and potentially improve your credit score and lending profile in the long run. If you’re currently paying off more than one loan, struggling to make your repayments on time, or feeling overwhelmed by the amount of credit card...
