Is a bad credit score stopping you from securing finance? The fact is, it can be challenging getting finance with a bad credit score; many lenders are hesitant to lend to those with a bad credit history, or they may charge higher interest rates to...
If you’re shopping around for a new or a “new-to-you” car, it’s a good idea to get car finance pre-approval first. Pre-approved car loans let you know in advance how much you can borrow up to an agreed amount, which means you know exactly how...
Your wedding day should be the happiest day of your life: a day of celebration to be shared with friends and family, and one to be remembered in the years ahead. All too often though, it ends up being one of the most stressful days...
When it comes to getting a mortgage, saving a deposit can be a struggle - and it takes time. Generally, you will need a 20% deposit to purchase a property in NZ. However, lenders can, and do, lend more than 80% of the property’s value on...
It’s a fresh new year and no better time to review your current financial situation and to plan some improvements that will set you up for an even better year ahead. When it comes to car finance and car loans, a lot can change in 12...
When it comes to finance and loans, having a good credit score is vital. Every time you apply for credit – be it anything from a phone or electricity account to a personal loan, car finance or mortgage – lenders use your credit score to...
The holidays may be a distant memory but unfortunately the Christmas debt hangover still lingers on. If you’re like many people, you probably managed to rack up a sizeable debt over the holidays. The cost of entertainment, meals and drinks, gifts and travel can quickly...
When you’re trying to sell a house and buy your next place at the same time, things can get hard - with property research and paperwork to be done, finance solutions required, it can be extremely stressful to move properties. However, with a little preparation, it’s...
Sometimes life doesn’t work out quite the way you planned. When things go wrong, surprise expenses can be stressful if you’re not financially prepared to deal with them. In times like this, you may need a little extra cash to help cover those unexpected costs. Whether...
When you’re looking to buy a car, there are a number of decisions you’ll need to make. The type of vehicle you want and how much you have to spend are just two of those decisions. You’ll also need to choose who you plan to buy...