For many, a debt consolidation loan seems like a solution for other people with more financial know-how. This is an unfortunate misconception. The reality is, debt consolidation is a practical and effective means to regain control of your finances. If you’re struggling with overdue bills, credit...
Getting a home loan is never a sure thing. There are many reasons lenders may decline your mortgage applications. It is important to understand these reasons so you know what to watch out for when you apply for a home loan. We’ve listed the most...
Looking to buy your first house or invest in a new property? Do you know that you can get a mortgage from either a bank or a non-bank lender? It pays to understand the differences between these two types of lenders before you commit to...
Renovations can be daunting projects. With so many tiny details to worry about, it can be easy to forget that financing is one of the first issues that needs to be solved in any renovation project. So, what’s the best way to pay for a renovation...
Everybody can request their credit report for free, but can everybody understand it? Your credit report contains a wealth of information about you and your finances. Altogether, it can be a lot to process. Fortunately, it doesn’t have to be. Although credit reports can be a...
The rates and terms of a mortgage loan could be heavily influenced by your credit score; a single number between 0 to 1000, indicating how creditworthy you are (how likely you’ll be able to repay your loan). For high-value assets such as a house, it’s...
Buying your first home is exciting and a bit daunting. Your aim is to purchase a dream home at a price you can afford, but unfortunately, many first home buyers do things that prevent them from achieving that goal. Here are the 5 most common...
A home loan is often our biggest financial commitment and making informed decisions is critical. It pays to be as careful when choosing a mortgage product. Here are the 4 key questions you should ask before you engage the services of any Mortgage Adviser. Why choose a Mortgage Adviser?...
Your credit report takes into account many different factors, from mortgages and personal loans, to credit cards, financing, and bill payments. All these elements combine to form a snapshot of your credit history that affects your future loan applications. Believe it or not, your credit...
Are you ready for a new set of wheels? If you’re considering a new car, you may well be wading into the world of car finance. A car loan is necessary for most people, since few have the savings lying around to pay cash for...
