Car auctions are still one of the most cost effective ways to buy a car in New Zealand. Particularly if you’re on a budget or you’re looking for something a little more specialised like a collectors’ item or a vintage car. Typically, cars sold at auction...
Everyone loves saving money, especially when it comes to most homeowners’ largest financial commitment: the mortgage. With mortgage rates being historically low at the moment, there is no better time to check if refinancing makes sense to you. Not to mention that refinancing can also...
If you get to a point in your life where homeownership could be possible, after years living with your parents or flatmates, you have a big decision to make. There are many reasons why buying a house yourself can be a great idea, and here...
Is a bad credit score stopping you from securing finance? The fact is, it can be challenging getting finance with a bad credit score; many lenders are hesitant to lend to those with a bad credit history, or they may charge higher interest rates to...
If you’re shopping around for a new or a “new-to-you” car, it’s a good idea to get car finance pre-approval first. Pre-approved car loans let you know in advance how much you can borrow up to an agreed amount, which means you know exactly how...
Your wedding day should be the happiest day of your life: a day of celebration to be shared with friends and family, and one to be remembered in the years ahead. All too often though, it ends up being one of the most stressful days...
When it comes to getting a mortgage, saving a deposit can be a struggle - and it takes time. Generally, you will need a 20% deposit to purchase a property in NZ. However, lenders can, and do, lend more than 80% of the property’s value on...
It’s a fresh new year and no better time to review your current financial situation and to plan some improvements that will set you up for an even better year ahead. When it comes to car finance and car loans, a lot can change in 12...
When it comes to finance and loans, having a good credit score is vital. Every time you apply for credit – be it anything from a phone or electricity account to a personal loan, car finance or mortgage – lenders use your credit score to...
The holidays may be a distant memory but unfortunately the Christmas debt hangover still lingers on. If you’re like many people, you probably managed to rack up a sizeable debt over the holidays. The cost of entertainment, meals and drinks, gifts and travel can quickly...