Sometimes life doesn’t work out quite the way you planned. When things go wrong, surprise expenses can be stressful if you’re not financially prepared to deal with them. In times like this, you may need a little extra cash to help cover those unexpected costs. Whether...
When you’re looking to buy a car, there are a number of decisions you’ll need to make. The type of vehicle you want and how much you have to spend are just two of those decisions. You’ll also need to choose who you plan to buy...
Purchasing a home is exciting. However, taking on that massive mortgage can prevent you from living your best life. If you want to pay off your mortgage ahead of schedule, here are some top tips to help you get there. Make your loan repayments fortnightly instead...
Home renovations are fairly common and a great way to update your home and increase property value. In most cases, renovations are big projects and it pays to be well prepared. If you’re about to embark on a major renovation, ask yourself the following 3...
The holiday season is almost upon us and while it’s incredibly fun shopping for Christmas, it can also be super stressful. For many people, Christmas is a time filled with pressure, debt and questionable financial decisions. Too often we become overloaded with commitments that push...
With Christmas shopping to get through, parties and events to attend, and holidays to plan, it’s highly likely your credit score isn’t at the top of your list of things to think about during the holiday season. Unfortunately, getting caught up in the frenzy of the...
In today’s market, getting a home loan can be challenging if you have bad credit. Generally, banks are less inclined to approve your home loan application if you don’t have a solid credit history. However, that doesn’t mean it’s impossible to make your homeownership dreams a...
The great thing about personal loans is that you can use them for just about anything. Whether it’s renovating your property, provide financing for a newer vehicle, or any other personal financial obligation that needs immediate attention, personal loans can be a great help to your finances...
As the days get longer and the weather warms up, many homeowners begin planning their summer home renovations. While undertaking a home renovation project can be an exciting and rewarding experience, it can also be incredibly stressful and fraught with problems. Poor preparation, a lack of...
Maintaining a good credit score is more important than you think. Under New Zealand’s Comprehensive Credit Reporting system, both positive and negative data is collected by credit bureaus in your credit file and can be used by credit providers when making a credit decision. If you...