Unsecured Personal Loans

Quick AssessmentApply Now
Interest rates

From 9.95%

Loan term

1 to 7 years

Online application

5-10 minutes

Loan approvals

Fast and simple

Trying to compare all the personal loans NZ has to offer? Don’t let it do your head in – Max Loans work the hardest we can to arrange the lowest possible interest rates. To find out about our unsecured loans, read on.



What is an unsecured loan?


An unsecured loan is any loan for which you do not need to provide any assets as collateral. Car loans and mortgages are common examples of secured loans – the car or house in question is repossessed if the loan is not paid off. Many other loans, like credit card, student and personal loans, are not secured by assets.


As unsecured loans do not require an asset to hold as collateral, they tend to have stricter requirements for lending, but more flexibility than other options.



What can I use an unsecured loan for?


One of the great things about unsecured personal loans is that you can use them for just about anything. If you need to make a few finishing adjustments to a property you want to sell, or it’s time to swap out your old car for one that suits your family, an unsecured personal loan could be exactly the help you’re looking for.


On top of renovations and vehicle payments, a loan through Max Loans could help you pay for:




How am I able to get one?


There are a number of variables that affect whether or not you can take out an unsecured personal loan. These include how much you earn, how stable your job is, your credit history, and how much you’re planning to borrow. You will be required to provide fairly comprehensive information on these criteria before you can be cleared to receive an unsecured loan.


Once we’ve received your information, we’re able to provide you with the details on how much you’re able to borrow – this means we can tailor each loan to suit each client. You don’t need to worry about getting saddled with an interest rate you can’t handle, we’ll make sure it suits your situation before you start making any payments.


Try out our handy Max Loans calculator to see approximately how much you might be able to borrow, and what the repayment schedule could look like. Keep in mind that the calculator is only a guide, and includes estimated interest, establishment fee, security registration and administration fees.


Apply today through Max Loans loans NZ can trust.

Latest personal loan news & tips

  • Young couple painting walls in their house
    Tips For Summer Home Renovations

    If you’re looking to boost your home’s entertainment potential this summer, start by making some home improvements that can turn your home into a place your family won’t ever want to leave. Follow these useful tips to get your summer home renovation off the ground......

  • Crumpled paper balls and Man’s hand with black writing word “stress”
    Coping With Financial Stress: What Are My Options

    Money is often a source of angst, and even more so in the current economic climate. Loss of income, ongoing bills that need to be paid, or an unknown financial outlook: The impact of the global pandemic has left many New Zealand households facing significant......

Read More

Find out what you can get using our handy loan calculator