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NZ Registered Financial Service Provider (FSP 564207)
Member of Financial Services Complaints Ltd (FSCL 7253)
Max Money Group is a licenced Financial Advice Provider (FAP)

Rates and Fees

1.Annual Interest Rate (AIR): The AIR is the annual interest rate offered by our personal loan providers. The AIR ranges from 8.99% to a maximum of 29.95% p.a.

2.Annual Percentage Rate (APR): The APR is calculated by adding together the AIR plus any additional fees that are associated with the personal loan. The APR offered by our personal loan providers ranges from 9.72% to a maximum of 30.86% p.a. The APR is accurate only for the presentative example given below and may not include all fees like early repayment fees (if any), default fees, or any transactional fees. Different personal loan terms, fees or other loan amounts might result in a different APR.

3.Minimum and Maximum Repayment Terms: Repayment terms offered by our personal loan providers range from 12 months (1year) to a maximum of 84 months (7years).

4.Representative Example of the Total Cost of a Personal Loan: If you borrow $40,000 over a repayment term of 60 months at an AIR of 8.99% p.a., your total repayments will be $50,503 (made up of $40,000 principal, interest charges of $9,808, establishment fee of $200, adviser fee of $495). This example assumes monthly repayments and excludes any premiums for optional insurances.

5.Short Term Loans: We do not use personal lending providers who offer short term lending (often referred to as payday lending) which would require repayment in full within 60days or less from the date the loan is issued. The minimum repayment term offered by our personal loan providers is 12 months (1 year).

6.Terms and Conditions: Our financial advisory services are provided in accordance with our Terms and Conditions. All approvals are subject to our personal lending provider’s credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and whether any security has been provided. Personal lending providers establishment fees, terms and conditions apply.

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