Bad Credit Loans
Having a bad credit history doesn’t mean the end of your financial life! Bad credit loans are not a “You have a default, therefore you must accept an horrific interest rate” – they are simply a refinement of a lender’s normal lending criteria made available to borrowers who fall outside those typical lending guidelines.
bad credit – will you accept my application
As brokers, we have a number of lenders that approve loans. Some will ignore a few paid defaults, some will ignore a lot of unpaid defaults. It will always ultimately come down to your profile.
A bad credit loan isn’t for everyone. If you are just out of bankruptcy or a No Asset Procedure (NAP or worst acronym ever) there typically isn’t much we can do. However if you have an old, but-now-paid telephone account default, or have a good reason for a financial default and perhaps a car or property as security then a bad credit loan arrangement could be for you.
Ultimately we are here to help. If we can’t approve you for what you want, we can at least try and help you back on your feet and help repair your credit history and make life easier in the future.
the Max Loans difference
What makes us different from other loan companies? Well there’s a few actually.
- We actually know what it’s like to need a loan. In fact it’s why we set up the business
- We understand that everybody’s needs are different so we don’t judge. We just listen and do the best we can to get you what you need
- We treat you like a person, ensuring you don’t feel like some anonymous individual looking for a loan
- We are brokers so we aren’t boxed in by one set of lending criteria. We find the right loan to suit you
- If we can’t get you exactly what you want we will come back to you with what we can do – it’s not an outright no
Our team has many years of finance experience so we know exactly what we are doing and do our best to get the loan that you want All you need to do is fill in our online application form and one of our team will come back to you and let you know what we can do. This is before we do a credit check as that way we’ll help protect your rating. With Max Loans we know you won’t be disappointed with our service – always personal, understanding and professional.
getting a loan for a bad credit situation
Best thing to do is just to fill out an application form. Tell us about your bad credit and how it came about and a bad credit personal loan could be tailored to suit you before you know it.