Bad Credit Loans
Having a bad credit history doesn’t mean the end of your financial life. Whether you are eligible for a loan or not depends on the level of bad credit you have.
bad credit – will you accept my application?
As brokers, we have a number of lenders that may be able to help but it does depend on the type and amount of bad credit you have. To help you know whether to apply of not, we have created the handy guide below. Please read this before applying.
It is worth applying for an unsecured loan if your bad credit is limited to:
No more than 1 default to a finance company or bank and it is paid off
No more than 2 small unpaid defaults to any other company
It is worth applying for a secured loan if your bad credit is limited to:
Having 1 default that you are paying off to a finance company or bank
Having more than two small unpaid defaults to any other company
Apply if you own a car or a home
Unfortunately we cannot help if you are:
Currently under bankruptcy
Currently under a No Asset Procedure
Have an unpaid default to a finance company or bank and you do not own your own car or home
the Max Loans difference
What makes us different from other loan companies? Well there’s quite a few differences with the way we work for you:
- We actually know what it’s like to need a loan. In fact it’s why we set up the business
- We understand that everybody’s needs are different so we don’t judge. We just listen and do the best we can to get you what you need
- We treat you like a person, ensuring you don’t feel like some anonymous individual looking for a loan
- We are brokers so we aren’t boxed in by one set of lending criteria. We find the right loan to suit you
- If we can’t get you exactly what you want we will come back to you with what we can do – it’s not an outright no
Our team has many years of finance experience so we know exactly what we are doing and do our best to get the loan that you want All you need to do is fill in our online application form and one of our team will come back to you and let you know what we can do. This is before we do a credit check as that way we’ll help protect your rating. With Max Loans we know you won’t be disappointed with our service – always personal, understanding and professional.
applying for a loan in a bad credit situation
Best thing to do is just fill out an application form. Tell us about your bad credit and how it came about and a bad credit personal loan could be tailored to suit you before you know it.