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0800 ASK MAX (0800 275 629)

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Personal Loans
Top-Ups
Loan Calculator
Blog
About
- Customer Reviews
- Trusted & Qualified
FAQs
Contact

Quick Personal Loan Assessment

Have you applied with us before?*
- Yes
- No

Did you apply less than 3 months ago?*
- Yes
- No

How much would you like to borrow?*
- Less than $1,000
- Other

Loan Amount*

Unfortunately our smallest loan amount is $1,000. Would you still like to continue?*
- Yes
- No

Thank you for considering Max Loans. We are sorry we are unable to help you at this stage. If your needs change in the future, please don't hesitate to contact us. We would love to have the opportunity to help you.

What is your employment status?*
- Employed
- Self-employed
- Contractor
- Seasonal
- Beneficiary
- Pensioner
- Student
- On working visa

Thank you for considering Max Loans. We are sorry we are unable to help you at this stage. If your employment status changes, please don't hesitate to contact us. We would love to have the opportunity to help you.

When does your working visa expire?*
- < 9 Months
- > 9 Months

Thank you for considering Max Loans. We are sorry we are unable to help you at this stage. If your residency status changes or when your work visa gets extended, please do not hesitate to contact us. We would love to have the opportunity to help you.

What is your weekly income?*
- < $400
- > $400

Do you have a co-borrower who earns over $450 weekly?*
- Yes
- No

Thank you for considering Max Loans. We are sorry we are unable to help you at this stage. If your situation changes, please don't hesitate to contact us. We would love to have the opportunity to help you.

How would you rate your credit history?*
- Good (no defaults)
- Average (some bad credit, but have either paid it off or paying it off)
- Not good (unpaid debts)
- Not sure

That's not the end of the world! 🙂 We may need security (such as a car or a guarantor) for your loan - just make sure you tell us as much about the unpaid debts and defaults as you can to help us assist you.
Tell us about your unpaid debts and defaults*

GREAT NEWS! 🙂 - it looks like we might be able to help.
Click on Apply Now to continue with our full application - it will take you only another 5-10 mins to complete. We would love to be able to help you.
Apply now
- APPLY NOW
Haven’t got time right now to complete the full application? No problem! Just click on the Call Back button below and we will get in contact to help you complete the rest of your application.

GREAT NEWS! 🙂 As a customer of Max Loans you don't have to re-apply. Simply fill out your contact details and we will get in touch with you directly to discuss how we might be able to help.
First Name*
Last Name*
Phone Number*
Email Address*
What's the best way to get hold of you?*
- Email me
- Text me
- Call me
What's the best time to call you?*
- 8:30am - 12pm
- 12pm - 5pm

0800 ASK MAX (0800 275 629)

D1, 27-29 William Pickering Dr, Rosedale,
Auckland, New Zealand, 0632

159 Jellicoe Street, Te Puke,
Bay of Plenty, New Zealand, 3119

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Personal Loans

Bad Credit Loans
Car Finance
Classic Car Loans
Debt Consolidation Loans
Emergency Loans
Holiday Loans
Home Improvement Loans
Mortgages and Home Loans
Secured Personal Loans
Unsecured Personal Loans
Wedding Loans
Business Loans

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NZ Registered Financial Service Provider (FSP 564207)
Member of Financial Services Complaints Ltd (FSCL 7253)
Max Money Group is a licenced Financial Advice Provider (FAP)

Rates and Fees

1.Annual Interest Rate (AIR): The AIR is the annual interest rate offered by our personal loan providers. The AIR ranges from 8.99% to a maximum of 29.95% p.a.

2.Annual Percentage Rate (APR): The APR is calculated by adding together the AIR plus any additional fees that are associated with the personal loan. The APR offered by our personal loan providers ranges from 9.72% to a maximum of 30.86% p.a. The APR is accurate only for the presentative example given below and may not include all fees like early repayment fees (if any), default fees, or any transactional fees. Different personal loan terms, fees or other loan amounts might result in a different APR.

3.Minimum and Maximum Repayment Terms: Repayment terms offered by our personal loan providers range from 12 months (1year) to a maximum of 84 months (7years).

4.Representative Example of the Total Cost of a Personal Loan: If you borrow $40,000 over a repayment term of 60 months at an AIR of 8.99% p.a., your total repayments will be $50,503 (made up of $40,000 principal, interest charges of $9,808, establishment fee of $200, adviser fee of $495). This example assumes monthly repayments and excludes any premiums for optional insurances.

5.Short Term Loans: We do not use personal lending providers who offer short term lending (often referred to as payday lending) which would require repayment in full within 60days or less from the date the loan is issued. The minimum repayment term offered by our personal loan providers is 12 months (1 year).

6.Terms and Conditions: Our financial advisory services are provided in accordance with our Terms and Conditions. All approvals are subject to our personal lending provider’s credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and whether any security has been provided. Personal lending providers establishment fees, terms and conditions apply.

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